:root{
  --navy:#000038;--royal:#194f90;--mag:#9B1F54;
  --ora:#E55318;--gold:#C9951A;--cream:#F7F5F1;
  --silk:#EEF2FF;--ink:#0A1628;--slate:#4A5568;
  --pad:clamp(24px,5.5vw,88px);--max:1240px;
  --ease:cubic-bezier(0.22,1,0.36,1);
  --sp:clamp(72px,9vw,112px);
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Poppins',sans-serif;background:#fff;color:var(--ink);overflow-x:hidden;line-height:1.7}
img{display:block;max-width:100%}
a{text-decoration:none;color:inherit}
.inner{max-width:calc(var(--max) + var(--pad)*2);margin:0 auto;padding:var(--sp) var(--pad)}
.ey{font-size:.68rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;margin-bottom:10px}
.gold{color:var(--gold)}.royal{color:var(--royal)}.ora{color:var(--ora)}.faded{color:rgba(255,255,255,.4)}
.rule{width:36px;height:3px;border-radius:2px;margin-bottom:20px}
.rg{background:var(--gold)}.rr{background:var(--royal)}.ro{background:var(--ora)}
h2.h{font-size:clamp(2rem,3.8vw,3.1rem);font-weight:800;letter-spacing:-.035em;line-height:1.1}
.hl{color:#fff}.hd{color:var(--ink)}
.sub{font-size:.95rem;font-weight:300;margin-top:10px;line-height:1.75;max-width:480px}
.subl{color:rgba(255,255,255,.58)}.subd{color:var(--slate)}
.btn-o{display:inline-block;background:var(--ora);color:#fff;padding:13px 32px;border-radius:3px;font-weight:700;font-size:.88rem;transition:transform .25s,box-shadow .25s;box-shadow:0 6px 24px rgba(229,83,24,.4)}
.btn-o:hover{transform:translateY(-3px);box-shadow:0 10px 32px rgba(229,83,24,.5);color:#fff}
.btn-ghost{display:inline-block;border:1.5px solid rgba(255,255,255,.3);color:#fff;padding:13px 30px;border-radius:3px;font-weight:600;font-size:.88rem;transition:border-color .3s,background .3s}
.btn-ghost:hover{border-color:var(--gold);background:rgba(201,149,26,.1)}
@keyframes up{from{opacity:0;transform:translateY(26px)}to{opacity:1;transform:translateY(0)}}
@keyframes fi{from{opacity:0}to{opacity:1}}
.rv{opacity:0;transform:translateY(24px);transition:opacity .65s var(--ease),transform .65s var(--ease)}
.rvl{opacity:0;transform:translateX(-24px);transition:opacity .65s var(--ease),transform .65s var(--ease)}
.rvr{opacity:0;transform:translateX(24px);transition:opacity .65s var(--ease),transform .65s var(--ease)}
.rv.vis,.rvl.vis,.rvr.vis{opacity:1;transform:none}

/* ══ HERO ══ */
#hero{position:relative;min-height:100vh;display:flex;align-items:flex-end;overflow:hidden;background:var(--navy)}
.hbg{position:absolute;inset:0;  background:url('https://images.unsplash.com/photo-1485871981521-5b1fd3805eee?w=1800&q=80') center/cover no-repeat;
filter:brightness(.28);animation:kb 24s ease-in-out infinite alternate}
@keyframes kb{from{transform:scale(1.05)}to{transform:scale(1.12) translate(-1.2%,-.6%)}}
.hbg-grad{position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,0,56,.2) 0%,transparent 40%,rgba(0,0,56,.85) 100%)}
.plane{position:absolute;font-size:2rem;z-index:2;pointer-events:none;filter:drop-shadow(0 0 22px rgba(201,149,26,1));
  offset-path:path('M -60 480 C 280 420 520 200 800 240 C 1080 278 1250 160 1600 60');
  offset-rotate:auto;animation:fly 13s var(--ease) infinite}
@keyframes fly{0%{offset-distance:0%;opacity:0}5%{opacity:1}90%{opacity:1}100%{offset-distance:100%;opacity:0}}
.hi{position:relative;z-index:3;width:100%;max-width:calc(var(--max)+var(--pad)*2);padding:0 var(--pad) clamp(60px,8vh,100px)}
.htag{display:inline-flex;align-items:center;gap:8px;border:1px solid rgba(201,149,26,.5);color:var(--gold);font-size:.68rem;font-weight:700;letter-spacing:.15em;text-transform:uppercase;padding:5px 14px;border-radius:100px;margin-bottom:26px;background:rgba(201,149,26,.08);opacity:0;animation:up .8s var(--ease) .1s forwards}
h1.hh{font-size:clamp(3.6rem,8vw,7.2rem);font-weight:800;color:#fff;letter-spacing:-.05em;line-height:.96;opacity:0;animation:up .9s var(--ease) .3s forwards}
h1.hh em{color:var(--gold);font-style:normal;display:block}
.hsub{margin-top:22px;font-size:clamp(.92rem,1.35vw,1.05rem);color:rgba(255,255,255,.55);font-weight:300;max-width:500px;line-height:1.85;opacity:0;animation:up .9s var(--ease) .5s forwards}
.hbtns{margin-top:36px;display:flex;gap:14px;flex-wrap:wrap;opacity:0;animation:up .9s var(--ease) .7s forwards}
.hstats{position:absolute;right:var(--pad);bottom:clamp(60px,8vh,100px);z-index:3;display:flex;flex-direction:column;opacity:0;animation:fi 1s var(--ease) .9s forwards}
.hs{padding:11px 16px 11px 22px;border-right:2px solid var(--gold);text-align:right}
.hs-n{font-size:1.5rem;font-weight:800;color:#fff;line-height:1}
.hs-l{font-size:.6rem;color:rgba(255,255,255,.35);text-transform:uppercase;letter-spacing:.1em}
.scroll{position:absolute;bottom:24px;left:50%;transform:translateX(-50%);z-index:3;display:flex;flex-direction:column;align-items:center;gap:5px;opacity:0;animation:fi 1s var(--ease) 1.1s forwards;color:rgba(255,255,255,.25);font-size:.6rem;letter-spacing:.12em;text-transform:uppercase}
.scroll-bar{width:1px;height:40px;background:linear-gradient(180deg,rgba(201,149,26,.8),transparent);animation:pulse 1.8s ease-in-out infinite}
@keyframes pulse{0%,100%{opacity:.3}50%{opacity:1}}

/* ══ MAGENTA STRIP 1 ══ */
.mstrip{background:var(--mag);padding:20px var(--pad);display:flex;align-items:center;justify-content:center;gap:20px;flex-wrap:wrap;text-align:center}
.mstrip strong{color:#fff;font-weight:800;font-size:1rem}
.mstrip span{color:rgba(255,255,255,.7);font-size:.85rem}
.mpill{background:rgba(255,255,255,.18);border:1px solid rgba(255,255,255,.35);color:#fff;font-weight:700;font-size:.68rem;padding:4px 14px;border-radius:100px;letter-spacing:.08em;text-transform:uppercase;white-space:nowrap}

/* ══ WHY — DARK ══ */
#why{background:var(--navy)}
.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:2px;margin-top:48px}
.wc{padding:40px 28px;background:rgba(255,255,255,.035);border-top:2px solid transparent;transition:border-color .3s,background .3s,transform .35s var(--ease)}
.wc:hover{border-color:var(--gold);background:rgba(201,149,26,.07);transform:translateY(-7px)}
.wc-icon{font-size:2.2rem;margin-bottom:20px;display:block}
.wc h3{font-size:1.05rem;font-weight:700;color:#fff;margin-bottom:8px;letter-spacing:-.01em}
.wc p{font-size:.82rem;color:rgba(255,255,255,.5);line-height:1.75}

/* ══ 3-YEAR UG EXPLAINER — CREAM ══ */
#three-year{background:var(--cream)}
.ty-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.ty-visual{position:relative}
.ty-bars{display:flex;flex-direction:column;gap:12px;margin-top:32px}
.ty-bar-row{display:flex;align-items:center;gap:14px}
.ty-bar-label{font-size:.72rem;font-weight:700;color:var(--slate);width:110px;text-align:right;flex-shrink:0}
.ty-bar-track{flex:1;height:40px;background:rgba(10,22,40,.06);border-radius:4px;overflow:hidden;position:relative}
.ty-bar-fill{height:100%;border-radius:4px;display:flex;align-items:center;padding:0 14px;font-size:.72rem;font-weight:700;color:#fff;letter-spacing:.04em;white-space:nowrap;position:relative}
.ty-bar-fill.uae{background:var(--royal);animation:barIn .9s var(--ease) both}
.ty-bar-fill.mich{background:var(--ora);animation:barIn .9s var(--ease) .2s both}
.ty-bar-fill.full{background:rgba(10,22,40,.15);color:var(--slate);animation:barIn .9s var(--ease) .1s both}
@keyframes barIn{from{transform:scaleX(0);transform-origin:left}to{transform:scaleX(1)}}
.ty-badge{display:inline-flex;align-items:center;gap:8px;background:var(--royal);color:#fff;font-size:.72rem;font-weight:700;padding:8px 18px;border-radius:100px;margin-top:24px}
.ty-badge::before{content:'✓';background:var(--gold);color:var(--ink);width:18px;height:18px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:.65rem;flex-shrink:0}
.ty-note{margin-top:20px;background:#fff;border-radius:8px;padding:20px 22px;border-left:3px solid var(--gold)}
.ty-note p{font-size:.8rem;color:var(--slate);line-height:1.75}
.ty-note strong{color:var(--ink)}

/* ══ DR DAVE — ROYAL ══ */
#davesec{background:var(--royal)}
.dave-two{display:grid;grid-template-columns:1fr 1fr;gap:clamp(40px,6vw,80px);align-items:center}
.vwrap{border-radius:10px;overflow:hidden;aspect-ratio:16/9;box-shadow:0 24px 80px rgba(0,0,0,.5)}
.vwrap iframe{width:100%;height:100%;border:0}
.vcap{margin-top:10px;font-size:.72rem;color:rgba(255,255,255,.35);display:flex;align-items:center;gap:6px}
.vcap::before{content:'▶';color:var(--gold);font-size:.6rem}
.dq{font-size:clamp(1.05rem,1.7vw,1.35rem);font-weight:600;color:#fff;line-height:1.6;padding-left:24px;border-left:3px solid var(--gold);margin-top:26px;font-style:italic}
.dc{margin-top:16px;font-size:.78rem;color:rgba(255,255,255,.4);padding-left:24px}
.dc strong{color:var(--gold)}

/* ══ PROCESS — CREAM ══ */
#process{background:var(--cream)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:2px;margin-top:52px}
.step{padding:36px 28px;background:rgba(255,255,255,.6);position:relative;transition:background .3s,transform .3s var(--ease)}
.step:hover{background:#fff;transform:translateY(-4px)}
.snum{
  font-size:3.5rem;
  font-weight:800;
  color:rgba(25, 79, 144, 0.86);
  line-height:1;
  margin-bottom:12px;
  letter-spacing:-.04em;
}
.step h3{font-size:.95rem;font-weight:700;color:var(--ink);margin-bottom:8px}
.step p{font-size:.8rem;color:var(--slate);line-height:1.75}
.step-icon{font-size:1.4rem;margin-bottom:10px;display:block}

/* ══ REQUIREMENTS — WHITE ══ */
#requirements{background:#fff}
.req-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:44px}
.rc{background:var(--cream);border-radius:8px;padding:28px 24px;border-bottom:3px solid var(--royal);transition:transform .3s var(--ease),box-shadow .3s;opacity:0;transform:translateY(20px)}
.rc.vis{opacity:1;transform:translateY(0)}
.rc:hover{transform:translateY(-5px);box-shadow:0 12px 40px rgba(10,22,40,.1)}
.rc-top{display:flex;align-items:center;gap:12px;margin-bottom:12px}
.rc-icon{font-size:1.5rem}
.rc h3{font-size:.9rem;font-weight:700;color:var(--ink)}
.rc p{font-size:.78rem;color:var(--slate);line-height:1.75}
/* credit policy callout */
.policy-callout{margin-top:40px;background:var(--silk);border:1.5px solid rgba(25,79,144,.2);border-radius:10px;padding:28px 32px;display:flex;align-items:flex-start;gap:20px}
.policy-icon{font-size:2rem;flex-shrink:0;margin-top:2px}
.policy-body h3{font-size:.95rem;font-weight:700;color:var(--ink);margin-bottom:6px}
.policy-body p{font-size:.8rem;color:var(--slate);line-height:1.75}
.policy-body a{color:var(--royal);font-weight:700;text-decoration:underline;text-underline-offset:3px}

/* ══ OPT DEEP DIVE — DARK ══ */
#opt{background:var(--navy)}
.opt-split{display:grid;grid-template-columns:1fr 1fr;gap:2px;margin-top:48px}
.opt-card{padding:56px 48px;position:relative;overflow:hidden;transition:background .35s}
.opt-card:first-child{background:rgba(255,255,255,.04)}
.opt-card:last-child{background:rgba(201,149,26,.08)}
.opt-card:hover{background:rgba(201,149,26,.12)}
.opt-num{font-size:clamp(4rem,7vw,7rem);font-weight:800;color:var(--gold);line-height:1;letter-spacing:-.05em;margin-bottom:4px}
.opt-unit{font-size:1rem;font-weight:600;color:rgba(255,255,255,.5);margin-bottom:20px;text-transform:uppercase;letter-spacing:.1em}
.opt-card h3{font-size:1.1rem;font-weight:700;color:#fff;margin-bottom:12px}
.opt-card p{font-size:.83rem;color:rgba(255,255,255,.52);line-height:1.8;max-width:340px}
.opt-programs{display:flex;flex-wrap:wrap;gap:8px;margin-top:20px}
.opt-tag{background:rgba(201,149,26,.15);border:1px solid rgba(201,149,26,.3);color:var(--gold);font-size:.66rem;font-weight:700;padding:4px 12px;border-radius:100px;letter-spacing:.06em;text-transform:uppercase}

/* ══ COST COMPARISON — WHITE ══ */
#cost{background:#fff}
.cost-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:48px}
.cost-card{border-radius:12px;overflow:hidden;position:relative}
.cost-card-head{padding:28px 28px 24px;text-align:center}
.cost-card-head h3{font-size:1rem;font-weight:800;letter-spacing:-.01em;margin-bottom:4px}
.cost-card-head .cc-sub{font-size:.75rem;font-weight:500;opacity:.7}
.cost-total{text-align:center;padding:28px;border-top:1px solid rgba(255,255,255,.1)}
.cost-total .tot-num{font-size:clamp(2.2rem,4vw,3rem);font-weight:800;line-height:1;letter-spacing:-.04em}
.cost-total .tot-lbl{font-size:.7rem;font-weight:600;text-transform:uppercase;letter-spacing:.1em;margin-top:6px;opacity:.65}
.cost-rows{padding:0 0 24px}
.cost-row{display:flex;justify-content:space-between;align-items:center;padding:12px 28px;border-top:1px solid rgba(0,0,0,.06)}
.cost-row:first-child{border-top:none}
.cr-label{font-size:.78rem;color:var(--slate)}
.cr-val{font-size:.82rem;font-weight:700;color:var(--ink)}
.cost-badge{display:inline-block;font-size:.65rem;font-weight:700;padding:3px 10px;border-radius:100px;text-transform:uppercase;letter-spacing:.07em;margin-top:10px}

/* card variants */
.cc-a{background:var(--cream);border:1.5px solid rgba(10,22,40,.1)}
.cc-a .cost-card-head{background:var(--ink);color:#fff}
.cc-b{background:var(--cream);border:2px solid var(--gold);box-shadow:0 8px 40px rgba(201,149,26,.15)}
.cc-b .cost-card-head{background:linear-gradient(135deg,var(--royal),var(--navy));color:#fff}
.cc-b .cost-card-head h3{color:var(--gold)}
.cc-best{position:absolute;top:-1px;right:24px;background:var(--gold);color:var(--ink);font-size:.65rem;font-weight:800;padding:5px 14px;border-radius:0 0 8px 8px;text-transform:uppercase;letter-spacing:.08em}
.cc-c{background:var(--cream);border:1.5px solid rgba(10,22,40,.1)}
.cc-c .cost-card-head{background:var(--slate);color:#fff}
.cost-saving-banner{background:linear-gradient(135deg,var(--royal),var(--navy));border-radius:10px;padding:28px 32px;margin-top:28px;display:flex;align-items:center;gap:28px;flex-wrap:wrap}
.csb-num{font-size:clamp(2.5rem,5vw,4rem);font-weight:800;color:var(--gold);line-height:1;flex-shrink:0}
.csb-text h4{font-weight:700;color:#fff;font-size:1.1rem;margin-bottom:4px}
.csb-text p{font-size:.82rem;color:rgba(255,255,255,.65);line-height:1.7}
.csb-note{font-size:.72rem;color:rgba(255,255,255,.35);margin-top:8px}

/* ══ CAMPUS LIFE — WHITE ══ */
#life{background:#fff}
.pg{display:grid;grid-template-columns:repeat(12,1fr);grid-template-rows:300px 260px;gap:10px;margin-top:48px}
.pi{border-radius:8px;overflow:hidden;position:relative}
.pi img{width:100%;height:100%;object-fit:cover;transition:transform .6s var(--ease)}
.pi:hover img{transform:scale(1.06)}
.pi::after{content:attr(data-cap);position:absolute;bottom:0;left:0;right:0;padding:16px 18px;background:linear-gradient(0,rgba(0,0,56,.88),transparent);color:#fff;font-size:.75rem;font-weight:600;opacity:0;transform:translateY(4px);transition:all .3s}
.pi:hover::after{opacity:1;transform:translateY(0)}
.pi-a{grid-column:1/8;grid-row:1}
.pi-b{grid-column:8/13;grid-row:1}
.pi-c{grid-column:1/5;grid-row:2}
.pi-d{grid-column:5/9;grid-row:2}
.pi-e{grid-column:9/13;grid-row:2}

/* ══ VIDEOS — ROYAL BLUE ══ */
#videos{background:var(--royal)}
.vgrid{display:grid;grid-template-columns:1.4fr 1fr;gap:clamp(24px,4vw,52px);align-items:start;margin-top:44px}
.vbig{border-radius:10px;overflow:hidden;aspect-ratio:16/9;box-shadow:0 24px 60px rgba(0,0,0,.45)}
.vbig iframe{width:100%;height:100%;border:0}
.vsmall-stack{display:flex;flex-direction:column;gap:14px}
.vs{border-radius:8px;overflow:hidden;aspect-ratio:16/9;box-shadow:0 8px 28px rgba(0,0,0,.35)}
.vs iframe{width:100%;height:100%;border:0}
.vlabel{font-weight:700;font-size:.82rem;color:#fff;margin-top:10px}
.vsub{font-size:.72rem;color:rgba(255,255,255,.45)}

/* ══ MICHIGAN PARALLAX ══ */
#michigan{position:relative;min-height:480px;overflow:hidden;display:flex;align-items:center}
.mbg{position:absolute;inset:-12%;background:url('https://images.unsplash.com/photo-1555854877-bab0e564b8d5?w=1800&q=80') center/cover no-repeat;filter:brightness(.25)}
.mbg-grad{position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,0,56,.9) 0%,rgba(0,0,56,.3) 60%,transparent 100%)}
.min{position:relative;z-index:1;width:100%;max-width:calc(var(--max)+var(--pad)*2);margin:0 auto;padding:var(--sp) var(--pad)}
.mfacts{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:40px}
.mf{padding:28px 20px;border-top:2px solid rgba(201,149,26,.25);transition:border-color .3s}
.mf:hover{border-color:var(--gold)}
.mf-n{font-size:clamp(1.8rem,3vw,2.6rem);font-weight:800;color:var(--gold);line-height:1}
.mf-l{font-size:.65rem;color:rgba(255,255,255,.38);text-transform:uppercase;letter-spacing:.1em;margin-top:5px}



/* ══ TESTIMONIALS — INK ══ */
#testimonials{background:var(--ink)}
.tgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:2px;margin-top:48px}
.tc{padding:40px 32px;background:rgba(255,255,255,.03);border-top:2px solid transparent;position:relative;transition:background .3s,border-color .3s}
.tc:hover{background:rgba(255,255,255,.06);border-color:var(--gold)}
.tc-q{font-size:.96rem;font-weight:500;color:rgba(255,255,255,.82);line-height:1.7;font-style:italic}
.tc-q::before{content:'"';font-size:3.5rem;color:rgba(201,149,26,.18);font-weight:800;line-height:.5;display:block;margin-bottom:12px}
.tc-name{font-size:.75rem;font-weight:700;color:var(--gold);margin-top:20px}
.tc-role{font-size:.7rem;color:rgba(255,255,255,.32)}
.tc-flag{font-size:1.1rem;margin-top:6px}
.tc-framing{display:inline-block;font-size:.62rem;font-weight:700;color:rgba(255,255,255,.3);text-transform:uppercase;letter-spacing:.1em;margin-top:10px;background:rgba(255,255,255,.06);padding:4px 10px;border-radius:4px}

/* ══ VISA VISUAL — SILK ══ */
#visa{background:var(--silk)}
.visa-row{display:grid;grid-template-columns:repeat(5,1fr);gap:0;margin-top:48px;position:relative}
.visa-row::before{content:'';position:absolute;top:30px;left:10%;right:10%;height:2px;background:linear-gradient(90deg,var(--royal),var(--gold));z-index:0}
.vt{text-align:center;padding:0 16px;position:relative;z-index:1}
.vt-dot{width:60px;height:60px;border-radius:50%;background:#fff;border:2px solid var(--royal);display:flex;align-items:center;justify-content:center;margin:0 auto 16px;font-size:1.4rem;box-shadow:0 4px 20px rgba(25,79,144,.15);transition:background .3s,border-color .3s,transform .3s var(--ease)}
.vt:hover .vt-dot{background:var(--royal);border-color:var(--royal);transform:scale(1.1)}
.vt:hover .vt-dot span{filter:brightness(10)}
.vt h4{font-size:.82rem;font-weight:700;color:var(--ink);margin-bottom:5px}
.vt p{font-size:.72rem;color:var(--slate);line-height:1.65}
.vt-weeks{font-size:.65rem;font-weight:700;color:var(--royal);margin-top:6px;background:rgba(25,79,144,.08);padding:2px 10px;border-radius:100px;display:inline-block}

/* ══ ACCREDITATIONS — CREAM ══ */
#accreditations{background:var(--cream)}
.acc-belt{display:flex;gap:14px;flex-wrap:wrap;margin-top:40px}
.ac{flex:1 1 160px;background:#fff;border-radius:8px;padding:24px 18px;text-align:center;box-shadow:0 2px 14px rgba(10,22,40,.06);transition:transform .3s var(--ease),box-shadow .3s,border-color .3s;border:1px solid rgba(10,22,40,.06);opacity:0;transform:translateY(16px)}
.ac.vis{opacity:1;transform:translateY(0)}
.ac:hover{transform:translateY(-5px);box-shadow:0 10px 32px rgba(10,22,40,.1);border-color:var(--royal)}
.ac-logo{font-size:.95rem;font-weight:800;color:var(--royal);height:44px;display:flex;align-items:center;justify-content:center;margin-bottom:10px;letter-spacing:-.01em}
.ac-n{font-size:.74rem;font-weight:700;color:var(--ink)}
.ac-d{font-size:.64rem;color:var(--slate);margin-top:3px;line-height:1.5}
.acc-logos{display:flex;align-items:center;justify-content:center;gap:32px;margin-top:40px;flex-wrap:wrap;opacity:.55;}
.acc-logos img{height:45px;object-fit:contain}

/* ══ FAQ — DARK ══ */
#faq{background:var(--navy)}
.faq-two{display:grid;grid-template-columns:1fr 1.4fr;gap:clamp(40px,6vw,80px);align-items:start}
.fi{border-bottom:1px solid rgba(255,255,255,.07)}
.fq{width:100%;text-align:left;background:none;border:none;padding:18px 0;display:flex;align-items:center;justify-content:space-between;font-family:'Poppins',sans-serif;font-size:.9rem;font-weight:600;color:rgba(255,255,255,.8);cursor:pointer;transition:color .25s;gap:16px}
.fq:hover{color:#fff}
.fc{color:var(--gold);font-size:1.2rem;font-weight:700;flex-shrink:0;transition:transform .4s var(--ease)}
.fi.open .fc{transform:rotate(45deg)}
.fa{max-height:0;overflow:hidden;color:rgba(255,255,255,.48);font-size:.84rem;line-height:1.8;font-weight:300;transition:max-height .5s var(--ease),padding .4s}
.fi.open .fa{max-height:250px;padding-bottom:16px}
.fa a{color:var(--gold);text-decoration:underline;text-underline-offset:3px}

/* ══ CLOSING CTA — MAGENTA 2 ══ */
#cta{background:var(--mag);padding:var(--sp) var(--pad);text-align:center;position:relative;overflow:hidden}
#cta::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 80% 60% at 50% 110%,rgba(0,0,56,.35),transparent)}
#cta h2{font-size:clamp(2.4rem,5vw,4rem);font-weight:800;color:#fff;letter-spacing:-.04em;line-height:1.04;position:relative;z-index:1}
#cta p{color:rgba(255,255,255,.65);font-size:.95rem;margin-top:14px;position:relative;z-index:1}
.cta-bs{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:34px;position:relative;z-index:1}
.bw{display:inline-block;background:#fff;color:var(--mag);padding:14px 40px;border-radius:3px;font-weight:800;font-size:.92rem;box-shadow:0 4px 28px rgba(0,0,0,.22);transition:transform .25s,box-shadow .25s}
.bw:hover{transform:translateY(-3px);box-shadow:0 10px 40px rgba(0,0,0,.3)}
.bgw{display:inline-block;border:1.5px solid rgba(255,255,255,.4);color:#fff;padding:14px 32px;border-radius:3px;font-weight:600;font-size:.92rem;transition:border-color .3s,background .3s}
.bgw:hover{border-color:#fff;background:rgba(255,255,255,.1)}

/* ══ RESPONSIVE ══ */
@media(max-width:960px){
  .dave-two,.faq-two,.ty-grid{grid-template-columns:1fr}
  .why-grid{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .mfacts{grid-template-columns:repeat(2,1fr)}
  .req-grid{grid-template-columns:repeat(2,1fr)}
  .opt-split{grid-template-columns:1fr}
  .hstats{display:none}
  .pg{grid-template-columns:repeat(2,1fr);grid-template-rows:auto}
  .pi-a,.pi-b,.pi-c,.pi-d,.pi-e{grid-column:auto;grid-row:auto;height:200px}
  .vgrid{grid-template-columns:1fr}
  .tgrid{grid-template-columns:1fr}
  .visa-row{grid-template-columns:1fr;gap:24px}
  .visa-row::before{display:none}

  .cost-grid{grid-template-columns:1fr}
}
@media(max-width:640px){
  .why-grid,.steps,.req-grid,.mfacts,.tgrid{grid-template-columns:1fr}
  .pg{display:flex;flex-direction:column}
  .pi-a,.pi-b,.pi-c,.pi-d,.pi-e{height:200px}
  .cost-saving-banner{flex-direction:column;gap:12px}
}